Embedded Financing & Lending Infrastructure
Originate consumer loans, point-of-sale BNPL financing, and commercial credit lines seamlessly at checkout with unified lending APIs.
< 1.2s
Decision speed
$12M+
Disbursed volume
99.4%
On-time recovery
15+
Integrated Lenders
Built for every lending and credit modality
From consumer checkout baskets to enterprise supply chain working capital.
Consumer Checkout Lending
Offer instant amortized personal and consumer loans at digital checkout or retail cash registers without blocking credit card limits.
Merchant & Supplier Credit
Empower B2B marketplaces and commercial distributors with instant working capital loans, receivables financing, and flexible invoice terms.
Buy Now Pay Later (BNPL)
Deliver frictionless 0% interest split installments or pay-next-month experiences that drive higher basket sizes and reduce abandoned carts.
Enterprise lending orchestration features
Automate the complete credit lifecycle from application to legal signing, disbursement, and automated recovery.
Real-Time Bureau Decisioning
Connect to credit bureaus and fraud registries in milliseconds to assess affordability and automate underwriting rules.
Digital e-KYC & Instant Contracting
Remote identity verification, national registry lookups, and one-tap legally binding digital contract signing.
Dynamic Amortization Engine
generate equal-installment, balloon or seasonal repayment schedules configured around regulatory caps and tax guidelines.
Automated Direct Debit & Collection Waterfall
Execute scheduled recurring ACH, Direct Debit mandates (DBS), and card token debits with multi-tier retry fallbacks.
Regulatory Compliance & Audit Trails
bank-grade immutable audit trails built to support bddk, regulatory disclosure and financial ledger requirements.
Developer-Friendly Lending APIs
Initiate credit applications via a single REST payload and monitor approval and payout events with signed webhooks.
How Tapsilat Financing orchestration works
Loan Application
Credit Decisioning
Digital Contract
Instant Payout
Direct Debit Recovery
Launch your embedded financing engine today
Originate credit at checkout, eliminate manual underwriting friction, and supercharge sales volume with Tapsilat.