Modern Card Issuing & Processing
Issue virtual and physical payment cards in seconds. Deploy debit, credit, prepaid, transit, and special-purpose cards with programmable spend limits and Apple/Google Pay.
•••• •••• •••• 4821
<100ms
Issuance latency
99.99%
Auth SLA
135+
Countries
100%
Programmable controls
<100ms
Instant Virtual Issuance
0-Fraud
Zero Fraud Drift
100%
Tokenized Wallets
99.99%
Uptime Reliability
Engineered for every card program
From consumer debit and revolving credit to public transit NFC and corporate fleet cards — all on one unified issuing core.
Debit Cards
Direct account linkage, real-time balance validation, instant settlement, and zero-overdraft risk.
Credit Cards
Revolving lines of credit, customizable billing cycles, multi-tier installment repayment plans, and automated statements.
Prepaid Cards
Reloadable digital wallets, instant payroll & gig disbursements, family/teen sub-accounts, and incentive cards.
Transport & Transit Cards
Contactless fare collection for public transit (metro, bus, ferry, rail) supporting both closed-loop transit cards and open-loop c-EMV taps with sub-second gate validation.
Special Purpose Cards
Restricted MCC fleet & fuel cards (requiring vehicle/driver ID at the pump), corporate expense cards with granular vendor restrictions, and co-branded affinity programs.
Complete issuing infrastructure
Everything required to launch, scale, and secure a global card program with zero legacy bank delays.
Instant Virtual & Physical Issuance
Issue virtual cards via API in <100ms. Print, personalize, and ship customized physical cards with premium packaging on demand.
Apple Pay & Google Pay Push
Allow cardholders to push cards directly into their digital wallets with in-app push provisioning before physical cards arrive.
Real-Time Auth Webhooks
Evaluate transactions synchronously with real-time webhooks. Approve or decline charges programmatically in under 50ms based on custom business rules.
Granular Spend Controls
Restrict cards by MCC categories, specific merchant IDs, geographical regions, transaction frequency, and daily or monthly spending caps.
Multi-Currency Ledger
Double-entry accounting ledger tracking balances, holds, captures, chargebacks, and interchange revenue sharing in 135+ currencies.
PCI DSS & 3DS 2.2 Security
Full regulatory coverage with PCI DSS Level 1 certification, automated AML screening, and biometric 3D Secure 2.2 challenge routing.
Launch your card program in 3 steps
1. Design & Configure
Select card types, define spend limits, set MCC whitelists, and customize virtual & physical card branding.
2. Issue Cards via API
Trigger instant virtual issuance with one API call and enable instant Apple/Google Pay push provisioning.
3. Monitor & Scale
Handle real-time authorization webhooks, inspect ledger balances, and earn interchange revenue.
Launch your custom card program today
Build neobanking debit, enterprise credit, or contactless transit cards in days with Tapsilat's modern issuing APIs.